A List of the Best Payment Gateways for Your E-Commerce Stores

Jan 19, 2023 |

12 minutes read

Online stores need payment gateways so that customers can pay with credit cards and digital wallets in a safe way. As new technologies emerge, eCommerce payment gateways become even more important for businesses to expand their reach into different markets.

In this digital age, consumers increasingly demand secure and hassle-free purchasing experiences. eCommerce web development services such as payment gateways have become indispensable for meeting shoppers’ expectations who want to purchase products online quickly and securely.

For an eCommerce Website Development Company, the right payment gateway selection can improve revenue, provide better user experiences and reduce costs. To help you choose the best solution for your eCommerce website development project, we have created a list of the top payment gateways available in 2023. However, let’s first understand a payment gateway and how it works.

What is a Payment Gateway?

Payment gateways are innovative technologies enabling merchants to receive payments from customers, whether in-person or online seamlessly. These third-party payment processors make it easy for physical stores and digital marketplaces to process transactions.

Payment gateways make it easy to select the most suitable payment option for you, be that a credit card, online banking, or any other available way. Once your account details have been entered and accepted, the amount will immediately transfer from your bank into the merchants after subtracting some extra fees.

How Does a Payment Gateway Work?

Payment gateways are an important part of any eCommerce website development. They create a secure connection between your store and the payment processor, so customers can safely enter their credit card information to finish the purchase. Once all of the information has been checked and verified, the payment gateway will send you to the issuing bank’s website for authorization.

Once approved, the issuing bank will transfer the funds to your account within a few days. The payment gateway will also provide detailed information on the transaction, such as date and time, so you can track it easily. eCommerce Development is incomplete without a payment gateway that provides an intuitive user experience and secure transactions.

Best Payment Gateways for eCommerce Website Development in 2023


Stripe was founded in 2010 and quickly became one of the most popular online credit card processing companies. They provide businesses with the security technology they need to accept customer payments, allowing them to purchase items without manually entering their credit card information each time. Stripe offers various other services, such as fraud protection, analytics, and even Apple Pay support.

Stripe is a great choice for eCommerce businesses because it integrates with popular platforms like Shopify, Magento, and WooCommerce. It allows you to customize the look of your checkout page to give customers the best experience possible. Stripe also provides an API, so developers can create the payment gateway to make the checkout process smoother.


Authorize is a website that is easy for programmers to use and creates a good user experience. People think it is very secure and has a system to stop fraudsters from taking people’s money. Authorize.Net does not cost extra money for transactions. This means that people can transfer money quickly. Authorize.Net also offers other services, such as helping to prevent fraud and an easy way to checkout. Most companies that provide merchant accounts work with Authorize.Net. The only difference in pricing is that some set monthly fees are added to the transaction cost.


2Checkout is a payment gateway that extends to an expansive 87 countries and works with all major credit cards like Visa, MasterCard, Diners Club, and American Express. It goes beyond popular gateways; it even serves third-world countries through pairing with additional payment methods.

2Checkout offers a unique feature in the form of built-in fraud protection. This enables customers to go through a quick and secure checkout process without worrying about their money ending up in the wrong hands. It also works with more than one language, making it a great gateway for eCommerce sites that serve customers worldwide.


Skrill is a great way for business owners to accept payments from customers in other countries. With checkout transfer fees of only 1.9%, Skrill ensures you get the most for your money and gives you a safe way to do business in 40+ countries. This also provides a plugin for connecting with stores that sell things using WooCommerce. Depending on the type of payment used, it costs between 0% to 5% to process the payment.


Whether you’re looking to manage multiple payment streams or need an integrated system that handles complicated transactions across various online platforms, WePay’s Chase Merchant Services is the perfect choice for your business account. With its easy-to-use features and streamlined process, handling all your financial needs has never been easier!

Leveraging WePay’s payment system is a great way to simplify the process of accepting payments. They support not only all major credit and debit cards, but also Chase Pay and ACH payments – even for complex transactions with multiple buyers or Kick-starter campaigns. All you need to get started is an email address, allowing businesses to receive payments quickly!

WePay’s extensive customization features make it the perfect fit for multi-channel businesses. Companies will be able to construct tailored checkout processes that accommodate both physical and digital purchases and reimbursements!


For all businesses with a physical presence, Square is a perfect choice. It simplifies financial operations and programming by furnishing the necessary tools for both online and offline sales. Square’s virtual terminal is a game-changer for businesses that need to process payments in person but don’t have an internet shop. This handy device allows you to gather payment data and route transactions on the spot with credit cards. Plus, customers can pay via any platform – giving them more choices than ever!

Amazon Pay

Amazon Pay is an incredibly popular choice for companies that operate primarily online. It integrates easily with websites and apps, allowing you to accept payments through the world’s most well-known payment platform. Whether customers want to pay via a credit card or their Amazon account balance, Amazon Pay makes it easier than ever for them to purchase your products without hassle.

Its additional features – such as fraud detection and protection systems – make it even more secure. Merchants can also benefit from reduced transaction fees and faster pay-out times, making it a great option for those looking for convenience and speed!


iDEAL is a Netherland-based payment gateway, enabling users to conclude transactions by using online credentials. It runs a Currency scheme that’s joined by all the major Dutch banks, making it the best payment gateway solutions in Netherlands with a combined share of 55% online transactions.

It facilitates authentic payment methods by implementing second factor authentication. The user is immediately notified about the success or failure of the payment.


Mollie is a Payment Provider for Belgium and the Netherlands, offering payment methods such as credit card, iDEAL, Ban contact/Mister cash, PayPal, SCT, SDD, and others. Mollie’s services are easy to use and very reliable.

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Selecting the ideal payment gateway for your company is a crucial choice that shouldn’t be made hastily. Knowing which platform would work best for you can take time and effort because there are so many possibilities accessible. Prior to choosing a choice, it’s crucial to take costs, security, and usability into account. Our guide has given you some insight into the options available, helping you make an informed decision about what works best for your needs!

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    Jinal Shah

    The Managing Director of iFlair Web Technologies Pvt. Ltd. since 2004. He has spent 20+ years growing client businesses and assisting organisations ranging from Startups to Fortune 500 companies. Always shares cutting-edge topics on various technology platforms, Builds the prevailing concepts of the IT industry with interested readers.

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